A got a tip for you:
Generally, if you can find--buy yourself a low-end processor! The lowest XP, then overclock it

It works if you got the K7T Turbo motherboards. They're really nice.
And for lillymoon:
No need to get a GeForce3! Especially the TI-series! Do you know how much they cost!? Generally, I still think Jabo has a GeForce2 (maybe I'm wrong, who knows

lain: ). A GeForce2 Mx400 or GTS works fine as hell and works too. It's just waste of money to get a GeForce3 Ti, wait 'til they get cheaper.
And for your mom:
She's really outta her mind!! The AMD's are generally faster than Intel, but Intel has higher clock-speed. The actual secret is that AMD's processors are optimized for doing diffrent stuff, while Intel's only go for high clock-speeds.
And lastly, I don't like any "company" where you buy stuff, since they mostly "lock" the over-clocking functions.
You should check out a tutorial on how to build a computer yourself, just a tip.
Alright, that was all, cya!