Strange. I think I'll be concentrating on GDI files, since CHD seem even more complicated. Actually I don't think CHD files (the ones for Dreamcast!) require additional romsets, since Dreamcast games are just this - a disc. So the CHD file should be enough. Additionally I read GDI files can be converted into CHD files and I think this converting process doesn't produce a romset.
Well, now for the GDI files. I downloaded several files from a TOSEC set. Since the goal of TOSEC is to preserve the best possible copies of original games, these sets shouldn't be bad dumps. (By the way I do own an original Dreamcast with a great collection of games - just to prevent any bad thoughts towards me downloading games ;-). I was just to lazy to dump them myself.) I have no clue what could be the problem. Is there any special way GDI files should be saved? I'll give an example how the files look on my harddrive. I got the files for Daytona USA in my demul folder ("\demul\games\Daytona USA v1.004 (2001)(Hasbro - Sega)(NTSC)(US)[!]\") and the files are named "Daytona USA v1.004 (2001)(Hasbro - Sega)(NTSC)(US)[!].gdi", "track01.bin", "track02.raw" and "track03.bin". All are in the same folder without subfolders. Is this correct? Any clues are welcome...